95 St. Simon Circle, Miramar Beach, FL 32550 (MLS# 992115)

95 St. Simon Circle, Miramar Beach, FL 32550

$875,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,216 Status: Active

Current Price: $875,000 List Date: 1/05/2026 Last Modified: 6/07/2026

Overview

Description

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite

Supplements: countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and ... (Read more)

Listing Details MLS# 992115

Contract Info

List Price/SqFt: 394.86
Listing Board: Emerald Coast

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort
Street #: 95
Street Name: St. Simon
Street Suffix: Circle
State: FL
Zip Code: 32550
County: Walton
Project Name/Subdivision: EMERALD WATERS VILLAGE
Parcel ID: 29-2S-21-42970-000-0220

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2216
SqFt Source: County PA Records
Full Baths: 3
Half Baths: Yes
Total Bathrooms: 4
# Stories: 2
Year Built: 2004
Garage: Yes
Carport: No
Garage Spaces: Yes
Driveway Spaces: 2
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 22 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2603-2125 OR 2668-4391 OR 2815-1940 OR 2964-1448 OR 2983-2455 OR 3231-643

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 530
Annual Assessment Amount: 2120
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 400
New Buyer Fee Paid: $
Last Taxes: 6749.35
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite

Construction Status

Construction Complete: Yes

Parking Features

Garage: Yes
Garage Attached: Yes

Lot/Parcel Access

Paved Road: Yes

Lot Features

Covenants: Yes

Project Facilities

BBQ Pit/Grill: Yes
Beach: Yes
Deed Access: Yes
Gated Community: Yes
Pets Allowed: Yes
Picnic Area: Yes
Pool: Yes
Short Term Rental - Allowed: Yes

Construction/Siding

Block: Yes
Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes
Slab: Yes

Utilities

Electric: Yes
Phone: Yes
Public Sewer: Yes
Public Water: Yes
Tap Fee Paid: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
BBQ Pit/Grill: Yes
Deck Covered: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Open: Yes

Interior

Breakfast Bar: Yes
Ceiling Vaulted: Yes
Floor Hardwood: Yes
Floor Tile: Yes
Furnished - All: Yes
Kitchen Island: Yes
Owner's Closet: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Appliances

Auto Garage Door Opn: Yes
Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Tile: Yes
MBed Balcony: Yes
MBed First Floor: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Full Bathroom

First: Yes
Second: Yes

Half Bathroom

First: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Full Bathroom: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Accounting: Yes
Ground Keeping: Yes
Land Recreation: Yes
Management: Yes
Master Association: Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Gated Community; Pets Allowed; Picnic Area; Pool; Short Term Rental - Allowed Exterior: Balcony; BBQ Pit/Grill; Deck Covered; Fenced Back Yard; Fenced Privacy; Patio Open Interior: Breakfast Bar; Ceiling Vaulted; Floor Hardwood; Floor Tile; Furnished - All; Kitchen Island; Owner's Closet; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; Phone; Public Sewer; Public Water; Tap Fee Paid; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Full Bathroom: First; Second Half Bathroom: First Rooms: Bedroom; Dining Area; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Fees Include: Accounting; Ground Keeping; Land Recreation; Management; Master Association

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	20 x 13	20.00	13.00
Kitchen	First	13 x 9	13.00	9.00
Bedroom	First	16 x 12	16.00	12.00
Full Bathroom	First	12 x 10	12.00	10.00
Half Bathroom	First	7 x 6	7.00	6.00
Dining Area	First	12 x 12	12.00	12.00
Master Bedroom	Second	17 x 16	17.00	16.00
Master Bathroom	Second	17 x 10	17.00	10.00
Bedroom	Second	13 x 12	13.00	12.00
Bedroom		12 x 11	12.00	11.00
Full Bathroom	Second	12 x 9	12.00	9.00
Garage	First	22 x 13	22.00	13.00
Laundry	First	8 x 6	8.00	6.00

Listing Office: Legacy Hill Realty

Last Updated: June - 07 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.