655 Emerald Bay Drive, Destin, FL 32541 (MLS# 994363)

655 Emerald Bay Drive, Destin, FL 32541

$989,800

655 Emerald Bay color selections and finishes

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,376 Status: Active

Current Price: $989,800 List Date: 2/03/2026 Last Modified: 4/17/2026

Overview

Description

Elegant Golf-View Ranch Home With Outdoor Living. This stunning five-bedroom, four-bathroom home with a three-car garage is located in the serene Emerald Bay Golf Club community and is just moments from the clubhouse and neighborhood amenities. A creamy Greek villa stucco exterior, an eight-foot wood front door, and tiled porches make a perfect place to enjoy your morning coffee. As you step into the home, you are met with picturesque fairway views. The main living space features a triple sliding glass door that leads to a porch overlooking the fairway ideal for indoor-outdoor living and entertaining. Spend evenings in front of the beautiful fireplace, surrounded by seaglass and shiplap detailing.

Supplements: The formal dining room showcases custom millwork throughout, offering an inviting space for hosting family dinners. The spa-like master bathroom boasts a shimmering blue herringbone accent tile, along with dual vanities. With its functional single-story layout, modern fixtures/ finishes, and desirable golf course setting, this home offers a well-b ... (Read more)

Listing Details MLS# 994363

Contract Info

List Price/SqFt: 416.58
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 655
Street Name: Emerald Bay
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: EMERALD BAY PH 1-B
Parcel ID: 00-2S-22-102A-000T-0050

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2376
SqFt Source: Building Plan
Full Baths: 4
Total Bathrooms: 4
# Stories: Yes
Year Built: 2026
Garage: Yes
Carport: No
Garage Spaces: 3
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Sub Area: 1402 - Destin East of Hwy 293/Midbay Bridge Rd
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: EMERALD BAY PH 1-B LOT 5 BLK T

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 253
Annual Assessment Amount: 1012
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 200
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Elegant Golf-View Ranch Home With Outdoor Living. This stunning five-bedroom, four-bathroom home with a three-car garage is located in the serene Emerald Bay Golf Club community and is just moments from the clubhouse and neighborhood amenities. A creamy Greek villa stucco exterior, an eight-foot wood front door, and tiled porches make a perfect place to enjoy your morning coffee. As you step into the home, you are met with picturesque fairway views. The main living space features a triple sliding glass door that leads to a porch overlooking the fairway ideal for indoor-outdoor living and entertaining. Spend evenings in front of the beautiful fireplace, surrounded by seaglass and shiplap detailing.

Construction Status

Under Construction: Yes

Parking Features

Garage: Yes

Lot Features

Golf Course: Yes

Project Facilities

Gated Community: Yes
Golf: Yes
Pool: Yes

Construction/Siding

Stucco: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Single Family: Yes

Exterior

Porch Screened: Yes

Interior

Ceiling Crwn Molding: Yes
Fireplace Gas: Yes
Kitchen Island: Yes
Lighting Recessed: Yes
Pantry: Yes
Shelving: Yes
Washer/Dryer Hookup: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes

Energy

AC - Central Gas: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat Cntrl Gas: Yes
Water Heater - Gas: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Property Features

Construction Status: Under Construction Lot Features: Golf Course Zoning: Resid Single Family Parking Features: Garage Project Facilities: Gated Community; Golf; Pool Exterior: Porch Screened Interior: Ceiling Crwn Molding; Fireplace Gas; Kitchen Island; Lighting Recessed; Pantry; Shelving; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Disposal; Microwave; Range Hood; Refrigerator W/IceMk; Smoke Detector Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Gas; Ceiling Fans; Double Pane Windows; Heat Cntrl Gas; Water Heater - Gas Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Kitchen Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Living Room Level: First Dimensions: 17 x 18 Length: 17.00 Width: 18.00 Dimensions: 17 x 18 Master Bedroom Level: First Dimensions: 15 x 16 Length: 15.00 Width: 16.00 Dimensions: 15 x 16 Master Bathroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Bedroom Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Remarks: French doors Dimensions: 11 x 12 Bedroom Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Remarks: Rear of house Dimensions: 11 x 12 Dining Room Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12

Listing Office: Coldwell Banker Realty

Last Updated: April - 17 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.