514 Vera Cruz Drive, Destin, FL 32541

$2,599,000

Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,750 Status: Active

Current Price: $2,599,000 List Date: 8/24/2026 Last Modified: 9/16/2026

Overview

Description

Experience the ultimate Destin lifestyle from this exceptional canal-front beach home in the highly desirable community of Holiday Isle. Spend your mornings enjoying Gulf views, or boating to Crab Island and your evenings relaxing after a day on the water. The property offers 90 ft of deep-water canal frontage and two covered boat slips with lifts, making it easy to enjoy everything Destin's boating lifestyle has to offer. Designed for effortless coastal living, the home features a fully covered and enclosed outdoor entertainment area ideal for gathering with family and friends and enjoying coastal breezes. The property includes two separate living spaces: the second-level main residence and a third-level lockout. Each has its own private entrance and can be enjoyed together or independently, offering flexibility for extended family, guests or vacation-rental opportunities. The main residence features four spacious bedrooms, four full bathrooms, an expansive living area, a gourmet kitc ... (Read more)

Listing Details MLS# 1010454

Contract Info

List Price/SqFt: 693.07
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 514
Street Name: Vera Cruz
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: HOLIDAY ISLE
Parcel ID: 00-2S-24-2186-000F-0840

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3750
SqFt Source: County PA Records
Full Baths: 6
Total Bathrooms: 6
# Stories: 3
Year Built: 1972
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 2
Driveway Spaces: 6
userdefined76: 8
Pool: No
Pool Type: None

Waterfront

Waterfront Feet: 90
Canal: Yes

Location, Tax and Legal

Sub Area: 1401 - Destin Beach West
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: HOLIDAY ISLE LOT 84 BLK F

More Information

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 395
Annual Assessment Amount: 395
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 14338.61
Last Tax Year: 2023
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: Experience the ultimate Destin lifestyle from this exceptional canal-front beach home in the highly desirable community of Holiday Isle. Spend your mornings enjoying Gulf views, or boating to Crab Island and your evenings relaxing after a day on the water. The property offers 90 ft of deep-water canal frontage and two covered boat slips with lifts, making it easy to enjoy everything Destin's boating lifestyle has to offer. Designed for effortless coastal living, the home features a fully covered and enclosed outdoor entertainment area ideal for gathering with family and friends and enjoying coastal breezes. The property includes two separate living spaces: the second-level main residence and a third-level lockout. Each has its own private entrance and can be enjoyed together or independently, offering flexibility for extended family, guests or vacation-rental opportunities. The main residence features four spacious bedrooms, four full bathrooms, an expansive living area, a gourmet kitchen with breakfast bar and a private office. The third-level lockout offers two additional bedrooms, two full bathrooms, a large living area and fully equipped kitchen with breakfast bar. The lower-level space offers room for storing beach gear, paddleboards, fishing gear and boating supplies, workshop. The private beach access is a very short walk away, while Crab Island and Gulf of Mexico are 15 minutes away by boat. This one-of-a-kind property captures the very best of the Destin lifestyle!

Construction Status

Construction Complete: Yes

Parking Features

See Remarks: Yes

Waterview

Canal: Yes
Gulf: Yes

Lot/Parcel Access

City Road: Yes

Lot Features

Bulkhead/Seawall: Yes
Flood Insurance Req: Yes
Interior: Yes
Level: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Beach: Yes
Deed Access: Yes
Fishing: Yes
Pets Allowed: Yes
Short Term Rental - Allowed: Yes
TV Cable: Yes
Waterfront: Yes

Construction/Siding

Brick: Yes
Roof Dimensional Shg: Yes
Siding CmntFbrHrdBrd: Yes
Stucco: Yes

Utilities

Community Sewer: Yes
Community Water: Yes
Electric: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Boat Slip: Yes
Boathouse: Yes
Boatlift: Yes
Deck Covered: Yes
Deck Enclosed: Yes
Dock: Yes
Rain Gutter: Yes
Shower: Yes
Summer Kitchen: Yes

Interior

Basement Unfinished: Yes
Furnished - Some: Yes
Guest Quarters: Yes
Kitchen Island: Yes
Lighting Recessed: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven Double: Yes
Refrigerator W/IceMk: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - High Efficiency: Yes
Ceiling Fans: Yes
Water Heater - Two +: Yes

Mstr Bdrm/Mstr Bath

MBath Separate Shwr: Yes
MBed Waterfront: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Kitchen

First: Yes

Living Room

First: Yes

Full Bathroom

First: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Accounting: Yes
Ground Keeping: Yes
Land Recreation: Yes
Legal: Yes
Management: Yes
Master Association: Yes
Security: Yes

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Flood Insurance Req; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Canal Waterview: Canal; Gulf Parking Features: See Remarks Project Facilities: Beach; Deed Access; Fishing; Pets Allowed; Short Term Rental - Allowed; TV Cable; Waterfront Exterior: Balcony; Boat Slip; Boathouse; Boatlift; Deck Covered; Deck Enclosed; Dock; Rain Gutter; Shower; Summer Kitchen Interior: Basement Unfinished; Furnished - Some; Guest Quarters; Kitchen Island; Lighting Recessed Appliances: Cooktop; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven Double; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Community Sewer; Community Water; Electric; TV Cable Energy: AC - 2 or More; AC - High Efficiency; Ceiling Fans; Water Heater - Two + Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Fees Include: Accounting; Ground Keeping; Land Recreation; Legal; Management; Master Association; Security

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	20 x 14.5	20.00	14.50
Bedroom	First	14 x 10.5	14.00	10.50
Bedroom	First	15 x 14	15.00	14.00
Master Bedroom	First	18 x 15	18.00	15.00
Master Bathroom	First	10 x 7.5	10.00	7.50
Kitchen	First	15 x 19	15.00	19.00
Full Bathroom	First	10 x 5.5	10.00	5.50
Living Room	First	20 x 20	20.00	20.00

Listing Office: Century 21 AllPoints Realty

Last Updated: September - 16 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.