48 Ruth Street, Miramar Beach, FL 32550 (MLS# 1003325)

48 Ruth Street, Miramar Beach, FL 32550

$1,575,000

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,325 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $1,575,000 List Date: 5/21/2026 Last Modified: 6/01/2026

Overview

Description

Welcome to 48 Ruth Street, a beautifully appointed coastal retreat tucked away in the highly sought-after Villas of Frangista community of Miramar Beach. Just moments from the sugar-white sands and emerald waters of the Gulf, this spacious 4-bedroom, 4-bath home offers the perfect blend of luxury, comfort, and investment potential. Designed with both relaxation and entertaining in mind, the home features an open-concept layout, generous living spaces, and multiple private bedroom suites ideal for hosting family and guests. Coastal-inspired finishes, abundant natural light, and thoughtfully designed interiors create a warm and inviting atmosphere throughout. Whether you are searching for a primary residence, second home, or income-producing vacation rental, this property checks every box. Located near beach access, dining, shopping, and all that the Emerald Coast lifestyle has to offer, 48 Ruth Street places you in the heart of one of the area's most desirable beach communities. ... (Read more)

Listing Details MLS# 1003325

Contract Info

List Price/SqFt: 473.68
Listing Board: Emerald Coast

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort
Street #: 48
Street Name: Ruth
Street Suffix: Street
State: FL
Zip Code: 32550
County: Walton
Project Name/Subdivision: FRANGISTA BEACH 2ND ADDN
Parcel ID: 32-2S-21-42050-00E-0050

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3325
SqFt Source: Building Plan
Full Baths: 4
Total Bathrooms: 4
# Stories: 2
Year Built: 2013
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: Yes
Driveway Spaces: 2
userdefined76: Yes
Acreage: 0.12
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 5 BLK E FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2619-2550 OR 2619-3898 OR 2643-3770 OR 2877-4186 OR 2883-4020 OR 3171-4184

Listing Info, Tax & Legal

Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 450
Annual Assessment Amount: 1800
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 300
New Buyer Fee Paid: $
Last Taxes: 6993.45
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Welcome to 48 Ruth Street, a beautifully appointed coastal retreat tucked away in the highly sought-after Villas of Frangista community of Miramar Beach. Just moments from the sugar-white sands and emerald waters of the Gulf, this spacious 4-bedroom, 4-bath home offers the perfect blend of luxury, comfort, and investment potential. Designed with both relaxation and entertaining in mind, the home features an open-concept layout, generous living spaces, and multiple private bedroom suites ideal for hosting family and guests. Coastal-inspired finishes, abundant natural light, and thoughtfully designed interiors create a warm and inviting atmosphere throughout. Whether you are searching for a primary residence, second home, or income-producing vacation rental, this property checks every box. Located near beach access, dining, shopping, and all that the Emerald Coast lifestyle has to offer, 48 Ruth Street places you in the heart of one of the area's most desirable beach communities. Enjoy mornings by the beach, afternoons by the pool, and evenings entertaining after a day on 30A and the Gulf Coast. This is the coastal lifestyle buyers are looking for.

Sale Type

Accept Backup Offers: Yes

Construction Status

Construction Complete: Yes

Parking Features

Garage: Yes
Garage Attached: Yes

Lot/Parcel Access

Controlled Access: Yes
Paved Road: Yes
Private Road: Yes

Lot Features

Covenants: Yes
Interior: Yes
Level: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Beach: Yes
Deed Access: Yes
Gated Community: Yes
Pets Allowed: Yes
Pool: Yes
Short Term Rental - Allowed: Yes

Construction/Siding

Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes
Trim Wood: Yes

Utilities

Public Water: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
BBQ Pit/Grill: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Covered: Yes
Porch: Yes
Porch Screened: Yes
Sprinkler System: Yes

Interior

Built-In Bookcases: Yes
Floor Hardwood: Yes
Floor Tile: Yes
Floor WW Carpet: Yes
Furnished - Some: Yes
Kitchen Island: Yes
Pantry: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes
Woodwork Painted: Yes

Financing

Conventional: Yes
VA: Yes

Appliances

Auto Garage Door Opn: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Ceiling Fans: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBath Whirlpool: Yes
MBed Carpeted: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Garage: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Accounting: Yes
Legal: Yes
Management: Yes
Master Association: Yes
Recreational Faclty: Yes
Security: Yes

Property Features

Sale Type: Accept Backup Offers Construction Status: Construction Complete Lot Features: Covenants; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: Beach; Deed Access; Gated Community; Pets Allowed; Pool; Short Term Rental - Allowed Exterior: Balcony; BBQ Pit/Grill; Fenced Back Yard; Fenced Privacy; Patio Covered; Porch; Porch Screened; Sprinkler System Interior: Built-In Bookcases; Floor Hardwood; Floor Tile; Floor WW Carpet; Furnished - Some; Kitchen Island; Pantry; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Washer Utilities: Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Garage; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; VA Fees Include: Accounting; Legal; Management; Master Association; Recreational Faclty; Security

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Kitchen	First	17 x 14	17.00	14.00
Living Room	First	25 x 20	25.00	20.00
Dining Area	First	15 x 9	15.00	9.00
Master Bedroom	Second	22 x 14.5	22.00	14.50
Master Bathroom	Second	15 x 13	15.00	13.00
Bedroom	Second	23.5 x 10.33	23.50	10.33	Junior Master
Garage	First	27 x 18.33	27.00	18.33

Listing Office: The Premier Property Group Seacrest Office

Last Updated: June - 01 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.