45 White Cliffs Lane, Santa Rosa Beach, FL 32459

$3,295,000
Property Type: Residential Bedrooms: 5 Baths: 7 Square Footage: 4,279 Lot Size (sq. ft.): 8,276 Status: Active
Current Price: $3,295,000 List Date: 5/08/2025 Last Modified: 1/16/2026

Overview

Description

Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda. The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury.

Supplements: The vaulted great room impresses with its beamed wood ceilings and dual iron chandeliers, anchored by Restoration Hardware furnishings that convey with the home. The designer kitchen offers style and substance with custom cabinetry, sleek appliances, quartz countertops with waterfall edges, and a spacious island perfect for entertaining. A butler' ...

Listing Details MLS# 975852

Contract Info

List Price/SqFt
770.04
Listing Board
Emerald Coast

Location Tax and Legal

Area
17 - 30A West
Street #
45
Street Name
White Cliffs
Street Suffix
Lane
State
FL
Zip Code
32459
County
Walton
Project Name/Subdivision
VILLAGE OF WHITE CLIFFS THE
Parcel ID
12-3S-20-34631-00B-0010

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
4279
SqFt Source
Building Plan
Full Baths
5
Half Baths
2
Total Bathrooms
7
# Stories
3
Year Built
1995
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
3
Carport Spaces
Yes
Driveway Spaces
4
Acreage
0.19
Pool
Yes
Pool Type
Community

Location, Tax and Legal

Sub Area
1705 - SRB South of 30A
Elementary School
Van R Butler
Middle School
Emerald Coast
High School
South Walton
Legal Description
LOT 1 BLK B THE VILLAGES OF WHITE CLIFFS PB 10-18 OR 1168-53 OR 2360-1566 OR 2429??1498 OR 3078-3603 OR 3126-1527 OR 3189-482

Listing Info, Tax & Legal

Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
1250
Annual Assessment Amount
5000
Assessment Paid
Quarterly
New Buyer Fee
Yes
New Buyer Fee Amt
0.5
New Buyer Fee Paid
%
Last Taxes
14867.8
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
No

More Information

Remarks & Misc

Remarks
Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda. The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury.

Construction Status

Construction Complete
Yes

Parking Features

Garage Attached
Yes

Waterview

Gulf
Yes

Lot/Parcel Access

Controlled Access
Yes
Paved Road
Yes
Private Road
Yes

Lot Features

Cleared
Yes
Corner
Yes
Covenants
Yes
Restrictions
Yes
Sidewalk
Yes
Within 1/2 Mile to Water
Yes

Project Facilities

BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Deed Access
Yes
Elevators
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Handicap Provisions
Yes
Minimum Rental Prd
Yes
Pets Allowed
Yes
Pickle Ball
Yes
Picnic Area
Yes
Pool
Yes
Project
Yes
Short Term Rental - Not Allowed
Yes
Tennis
Yes
Waterfront
Yes

Construction/Siding

Roof Metal
Yes
Siding CmntFbrHrdBrd
Yes
Stucco
Yes

Utilities

Electric
Yes
Gas - Natural
Yes
Public Sewer
Yes
Public Water
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
BBQ Pit/Grill
Yes
Columns
Yes
Deck Covered
Yes
Fenced Lot-Part
Yes
Porch
Yes
Renovated
Yes
Sprinkler System
Yes
Summer Kitchen
Yes

Interior

Breakfast Bar
Yes
Built-In Bookcases
Yes
Ceiling Cathedral
Yes
Ceiling Raised
Yes
Ceiling Vaulted
Yes
Elevator
Yes
Floor Hardwood
Yes
Floor Tile
Yes
Furnished - All
Yes
Kitchen Island
Yes
Lighting Recessed
Yes
Newly Painted
Yes
Owner's Closet
Yes
Pantry
Yes
Plantation Shutters
Yes
Renovated
Yes
Walls Wainscoting
Yes
Washer/Dryer Hookup
Yes
Wet Bar
Yes
Window Treatment All
Yes
Woodwork Painted
Yes

Financing

Conventional
Yes

Appliances

Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Ice Machine
Yes
Microwave
Yes
Oven Double
Yes
Oven Self Cleaning
Yes
Range Hood
Yes
Refrigerator W/IceMk
Yes
Security System
Yes
Smoke Detector
Yes
Stove/Oven Dual Fuel
Yes
Washer
Yes

Energy

AC - Central Elect
Yes
Heat Cntrl Electric
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes
MBath Tile
Yes
MBath Walk-In Closet
Yes
MBed Walk-in Closet
Yes

Master Bedroom

Second
Yes

Bedroom

First
Yes

Kitchen

Third
Yes

Living Room

Third
Yes

Rooms

Bedroom
Yes
Dining Area
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Fees Include

Accounting
Yes
Land Recreation
Yes
Management
Yes
Master Association
Yes
Recreational Faclty
Yes

Property Features

Construction Status: Construction Complete Lot Features: Cleared; Corner; Covenants; Restrictions; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Parking Features: Garage Attached Project Facilities: BBQ Pit/Grill; Beach; Community Room; Deed Access; Elevators; Exercise Room; Game Room; Gated Community; Handicap Provisions; Minimum Rental Prd; Pets Allowed; Pickle Ball; Picnic Area; Pool; Project; Short Term Rental - Not Allowed; Tennis; Waterfront Exterior: Balcony; BBQ Pit/Grill; Columns; Deck Covered; Fenced Lot-Part; Porch; Renovated; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Built-In Bookcases; Ceiling Cathedral; Ceiling Raised; Ceiling Vaulted; Elevator; Floor Hardwood; Floor Tile; Furnished - All; Kitchen Island; Lighting Recessed; Newly Painted; Owner's Closet; Pantry; Plantation Shutters; Renovated; Walls Wainscoting; Washer/Dryer Hookup; Wet Bar; Window Treatment All; Woodwork Painted Appliances: Cooktop; Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven Double; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Dual Fuel; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Heat Cntrl Electric Master Bedroom: Second Bedroom: First Kitchen: Third Living Room: Third Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom Financing: Conventional Fees Include: Accounting; Land Recreation; Management; Master Association; Recreational Faclty

Room Information

Room Name Level Dimensions Length Width
Bedroom First 14 x 12 14.00 12.00
Bedroom First 14 x 12 14.00 12.00
Master Bedroom Second 17 x 15 17.00 15.00
Master Bedroom Second 17 x 15 17.00 15.00
Living Room Third 20 x 16 20.00 16.00
Kitchen Third 14 x 14 14.00 14.00
Dining Area Third 16 x 11 16.00 11.00
Listing Office: Scenic Sotheby's International Realty
Last Updated: January - 16 - 2026
Broker Attribution: 850-714-4252

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.