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23011 Front Beach Road Unit 20, Panama City Beach, FL 32413

$889,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,062 Status: Active
Current Price: $889,000 List Date: 2/23/2026 Last Modified: 7/09/2026

Overview

Description

There is something extraordinary about living where the Gulf is your backyard. Where the first sound each morning is the gentle rhythm of waves rolling onto sugar-white sand, and the last light of day paints the horizon in brilliant shades of gold, coral, and blue. Welcome to Ramsgate Harbour Unit 20--a beachfront sanctuary where the beauty of the Emerald Coast becomes part of everyday life. Thoughtfully designed for peaceful coastal living, this beautifully updated residence invites the outdoors in at every turn. The open living room is framed by breathtaking Gulf views that stretch endlessly beyond the shoreline, while the updated kitchen and intimate dining space create the perfect setting for slow breakfasts before a day at the beach or relaxed evenings after sunset. Upstairs, the tranquil primary suite offers a private escape complete with a beautifully renovated bath, custom storage, and its own Gulf-front balcony--a place where morning coffee somehow tastes better with the sound ...

Supplements: Step outside and your backyard becomes one of the Emerald Coast's most treasured stretches of coastline. Ramsgate Harbour offers approximately 550 feet of association-owned beachfront, creating an atmosphere that feels remarkably private despite being just six minutes from the celebrated shops, restaurants, and charm of Rosemary Beach. Spend the da ...

Listing Details MLS# 995879

Contract Info

List Price/SqFt
837.1
Listing Board
Emerald Coast

Location Tax and Legal

Area
27 - Bay County
Street #
23011
Street Name
Front Beach
Street Suffix
Road
State
FL
Zip Code
32413
County
Bay
Project Name/Subdivision
Ramsgate Harbour
Parcel ID
36081031000

General Property Info

Sub-Type
Condominium
Design
N/A
Apx SqFt(Htd/Cooled)
1062
SqFt Source
County PA Records
Full Baths
2
Half Baths
Yes
Total Bathrooms
3
Stories In Unit
2
Unit Floors Above Ground
2
Year Built
1985
Garage
No
Carport
Yes
Pool
Yes
Pool Type
Community
userdefined76
0

Location, Tax and Legal

Unit #
Unit 20
Sub Area
2725 - Beach - West South
Elementary School
Breakfast Point
Middle School
Surfside
High School
Arnold
Legal Description
RAMSGATE HARBOUR PH II CONDO UNIT # E-20 ORB 1036 P 1915 2BR 2.5B 1062 H&C ORB 4488 P 1678

Listing Info, Tax & Legal

Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
3253.39
Annual Assessment Amount
13013.56
Assessment Paid
Quarterly
New Buyer Fee
No
Brokerage Interest
No Interest
As Is
No

More Information

Remarks & Misc

Remarks
There is something extraordinary about living where the Gulf is your backyard. Where the first sound each morning is the gentle rhythm of waves rolling onto sugar-white sand, and the last light of day paints the horizon in brilliant shades of gold, coral, and blue. Welcome to Ramsgate Harbour Unit 20--a beachfront sanctuary where the beauty of the Emerald Coast becomes part of everyday life. Thoughtfully designed for peaceful coastal living, this beautifully updated residence invites the outdoors in at every turn. The open living room is framed by breathtaking Gulf views that stretch endlessly beyond the shoreline, while the updated kitchen and intimate dining space create the perfect setting for slow breakfasts before a day at the beach or relaxed evenings after sunset. Upstairs, the tranquil primary suite offers a private escape complete with a beautifully renovated bath, custom storage, and its own Gulf-front balcony--a place where morning coffee somehow tastes better with the sound of the surf below. A welcoming guest suite with a private bath ensures family and friends experience the same effortless comfort.

Waterfront

Gulf
Yes

Construction Status

Construction Complete
Yes

Parking Features

Covered
Yes

Waterview

Gulf
Yes

Project Facilities

Beach
Yes
Pool
Yes
Short Term Rental - Allowed
Yes
Waterfront
Yes

Utilities

Electric
Yes

Exterior

Balcony
Yes

Interior

Furnished - All
Yes
Renovated
Yes

Energy

AC - Central Elect
Yes

Master Bedroom

Second
Yes

Kitchen

First
Yes

Living Room

First
Yes

Half Bathroom

First
Yes

Rooms

Half Bathroom
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Fees Include

Insurance
Yes
Internet Service
Yes
Trash
Yes
TV Cable
Yes
Water
Yes

Property Features

Construction Status: Construction Complete Waterfront: Gulf Waterview: Gulf Parking Features: Covered Project Facilities: Beach; Pool; Short Term Rental - Allowed; Waterfront Exterior: Balcony Interior: Furnished - All; Renovated Utilities: Electric Energy: AC - Central Elect Master Bedroom: Second Kitchen: First Living Room: First Half Bathroom: First Rooms: Half Bathroom; Kitchen; Living Room; Master Bedroom Fees Include: Insurance; Internet Service; Trash; TV Cable; Water

Room Information

Room Name Level Dimensions Length Width
Kitchen First 12 x 8 12.00 8.00
Living Room First 11 x 15 11.00 15.00
Master Bedroom Second 13 x 12 13.00 12.00
Half Bathroom First 6 x 4 6.00 4.00
Listing Office: 30A Homes Sales
Last Updated: July - 09 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.