220 N Saint Francis Drive, Miramar Beach, FL 32550

$1,899,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,136 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $1,899,000 List Date: 11/03/2025 Last Modified: 4/08/2026

Overview

Description

Discover modern coastal luxury in this custom-built home located in the gated community of Emerald Waters Village in Miramar Beach. Just a short walk to restaurants, shopping, and the neighborhood's deeded private beach access, this property offers exceptional convenience and strong rental potential with projected annual income over $180,000. A wall of floor-to-ceiling windows overlooks the private heated saltwater pool and outdoor courtyard, filling the home with natural light. Interior features include a reclaimed wood accent wall, Heat & Glo gas fireplace, and designer finishes throughout. The gourmet kitchen is equipped with Thermador appliances, quartz waterfall island, custom cabinetry, and under-cabinet lighting.

Supplements: The first-floor primary suite offers a spa-style bathroom with a zero-entry walk-in shower, custom dual vanity, and premium tile selections. Upstairs, a spacious second living room provides additional gathering space, along with five bedrooms including a dedicated bunk room, making the home ideal for vacation stays or multi-generation use. Residen ...

Listing Details MLS# 960360

Contract Info

List Price/SqFt
605.55
Listing Board
Emerald Coast

Location Tax and Legal

Area
15 - Miramar/Sandestin Resort
Street #
220
Street Direction
N
Street Name
Saint Francis
Street Suffix
Drive
State
FL
Zip Code
32550
County
Walton
Project Name/Subdivision
EMERALD WATERS VILLAGE
Parcel ID
29-2S-21-42970-000-0070

General Property Info

Sub-Type
Detached Single Family
Design
Contemporary
Apx SqFt(Htd/Cooled)
3136
SqFt Source
County PA Records
Full Baths
3
Half Baths
Yes
Total Bathrooms
4
# Stories
2
Year Built
2019
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
2
Driveway Spaces
4
Acreage
0.09
Pool
Yes
Pool Type
Private

Lot Features

Coastal Barrier Zone
No
Covenants
Yes
Cul-De-Sac
Yes
Easements
Yes
Irregular
Yes
Survey Available
Yes
Within 1/2 Mile to Water
Yes

Location, Tax and Legal

Sub Area
1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School
Destin
Middle School
Destin
High School
Destin
Legal Description
LOT 7 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2703-2127 OR 3054-2293 OR 3144-1967 OR 3266-1440

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
530
Annual Assessment Amount
2120
Assessment Paid
Quarterly
New Buyer Fee
Yes
New Buyer Fee Amt
400
New Buyer Fee Paid
$
Last Taxes
11577.74
Last Tax Year
2023
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Discover modern coastal luxury in this custom-built home located in the gated community of Emerald Waters Village in Miramar Beach. Just a short walk to restaurants, shopping, and the neighborhood's deeded private beach access, this property offers exceptional convenience and strong rental potential with projected annual income over $180,000. A wall of floor-to-ceiling windows overlooks the private heated saltwater pool and outdoor courtyard, filling the home with natural light. Interior features include a reclaimed wood accent wall, Heat & Glo gas fireplace, and designer finishes throughout. The gourmet kitchen is equipped with Thermador appliances, quartz waterfall island, custom cabinetry, and under-cabinet lighting.

Construction Status

Construction Complete
Yes

Parking Features

Garage
Yes
Garage Attached
Yes
Guest
Yes

Lot/Parcel Access

Controlled Access
Yes
Easement
Yes
Gravel/Oyster Shell
Yes
Paved Road
Yes
Private Road
Yes

Project Facilities

Beach
Yes
Deed Access
Yes
Gated Community
Yes
Pets Allowed
Yes
Pool
Yes
Short Term Rental - Allowed
Yes

Construction/Siding

Frame
Yes
Roof Metal
Yes
Roof Pitched
Yes
Slab
Yes
Stucco
Yes
Trim Vinyl
Yes

Utilities

Electric
Yes
Gas - Natural
Yes
Phone
Yes
Public Water
Yes
TV Cable
Yes
Underground
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
Fenced Back Yard
Yes
Lawn Pump
Yes
Patio Open
Yes
Pool - Heated
Yes
Pool - In-Ground
Yes
Porch Open
Yes
Rain Gutter
Yes
Shower
Yes
Sprinkler System
Yes

Assumable Mtg Typ

Conventional ARM
Yes

Interior

Built-In Bookcases
Yes
Ceiling Raised
Yes
Fireplace
Yes
Floor Hardwood
Yes
Floor Tile
Yes
Floor Vinyl
Yes
Furnished - All
Yes
Kitchen Island
Yes
Lighting Recessed
Yes
Lighting Track
Yes
Owner's Closet
Yes
Pantry
Yes
Shelving
Yes
Split Bedroom
Yes
Washer/Dryer Hookup
Yes
Wet Bar
Yes
Window Treatment All
Yes

Appliances

Auto Garage Door Opn
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Ice Machine
Yes
Microwave
Yes
Oven Self Cleaning
Yes
Range Hood
Yes
Refrigerator W/IceMk
Yes
Smoke Detector
Yes
Smooth Stovetop Rnge
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - 2 or More
Yes
AC - Central Elect
Yes
Ceiling Fans
Yes
Double Pane Windows
Yes
Heat Cntrl Electric
Yes
Storm Doors
Yes
Storm Windows
Yes
Water Heater - Tnkls
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBath Tile
Yes
MBath Walk-In Closet
Yes
MBed First Floor
Yes
MBed Sitting Area
Yes

Master Bedroom

First
Yes

Bedroom

Second
Yes

Kitchen

First
Yes

Living Room

First
Yes

Full Bathroom

Second
Yes

Half Bathroom

First
Yes

Rooms

Bedroom
Yes
Bunk Room
Yes
Dining Area
Yes
Family Room
Yes
Full Bathroom
Yes
Half Bathroom
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Fees Include

Accounting
Yes
Ground Keeping
Yes
Management
Yes
Master Association
Yes
Recreational Faclty
Yes
Security
Yes

Existing Leases

Daily/Weekly
Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Cul-De-Sac; Easements; Irregular; Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Garage; Garage Attached; Guest Project Facilities: Beach; Deed Access; Gated Community; Pets Allowed; Pool; Short Term Rental - Allowed Exterior: Balcony; Fenced Back Yard; Lawn Pump; Patio Open; Pool - Heated; Pool - In-Ground; Porch Open; Rain Gutter; Shower; Sprinkler System Interior: Built-In Bookcases; Ceiling Raised; Fireplace; Floor Hardwood; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Lighting Recessed; Lighting Track; Owner's Closet; Pantry; Shelving; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Treatment All Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Phone; Public Water; TV Cable; Underground Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Storm Doors; Storm Windows; Water Heater - Tnkls Master Bedroom: First Bedroom: Second Kitchen: First Living Room: First Full Bathroom: Second Half Bathroom: First Rooms: Bedroom; Bunk Room; Dining Area; Family Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Assumable Mtg Typ: Conventional ARM Fees Include: Accounting; Ground Keeping; Management; Master Association; Recreational Faclty; Security Existing Leases: Daily/Weekly

Room Information

Room Name Level Dimensions Length Width
Kitchen First 15.5 x 11.6 15.50 11.60
Dining Area First 15.6 x 7.9 15.60 7.90
Living Room First 22.1 x 15.6 22.10 15.60
Half Bathroom First 5.11 x 5.1 5.11 5.10
Master Bedroom First 15.5 x 13.11 15.50 13.11
Master Bathroom First 11.3 x 9.6 11.30 9.60
Laundry First 10.8 x 10.1 10.80 10.10
Family Room Second 21.5 x 16.1 21.50 16.10
Bunk Room Second 15.4 x 10.7 15.40 10.70
Bedroom Second 12.11 x 11.4 12.11 11.40
Full Bathroom Second 11.2 x 5.11 11.20 5.11
Bedroom Second 15.2 x 11.11 15.20 11.11
Full Bathroom Second 13.4 x 7.9 13.40 7.90
Bedroom Second 12.5 x 12 12.50 12.00
Listing Office: The Premier Property Group
Last Updated: April - 08 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.