20 E Water Street, Rosemary Beach, FL 32461
$4,495,000
Property Type:
Residential
Bedrooms:
4
Baths:
5
Square Footage:
2,741
Lot Size (sq. ft.):
4,792
Status:
Pending
Current Price:
$4,495,000
List Date:
3/27/2026
Last Modified:
4/13/2026
Listing Details MLS# 999133
Status Change Info
- Under Contract Date
- 2026-04-12
Contract Info
- List Price/SqFt
- 1639.91
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 18 - 30A East
- Street #
- 20
- Street Direction
- E
- Street Name
- Water
- Street Suffix
- Street
- State
- FL
- Zip Code
- 32461
- County
- Walton
- Project Name/Subdivision
- ROSEMARY BEACH
- Parcel ID
- 35-3S-18-16064-036-0010
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Contemporary
- Apx SqFt(Htd/Cooled)
- 2741
- SqFt Source
- County PA Records
- Full Baths
- 4
- Half Baths
- Yes
- Total Bathrooms
- 5
- # Stories
- 2
- Year Built
- 2002
- Garage
- Yes
- Carport
- Yes
- Garage Spaces
- 2
- Carport Spaces
- 2
- Acreage
- 0.11
- Pool
- No
- Pool Type
- None
Location, Tax and Legal
- Sub Area
- 1804 - S. of 98 East of Camp Creek
- Elementary School
- Dune Lakes
- Middle School
- Emerald Coast
- High School
- South Walton
- Legal Description
- LOT 1 BLK 36 ROSEMARY BEACH PH 6 PB 13-30 OR 2019-184 OR 2711-2292 OR 2843-967 OR 3043-1049 OR 3136-1000 OR 3203-930
Listing Info, Tax & Legal
- Is Subject Leased
- No
- Assessment Fees
- Yes
- Assessment Amount
- 1615
- Annual Assessment Amount
- 6460
- Assessment Paid
- Quarterly
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 0.5
- New Buyer Fee Paid
- %
- Last Taxes
- 25207.55
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
More Information
Remarks & Misc
- Remarks
- Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture. The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable. A newly added carriage house complements the property, offering flexibility for guests or
Construction Status
- Construction Complete
- Yes
Parking Features
- Carport Attached
- Yes
- Garage Attached
- Yes
Lot/Parcel Access
- Private Road
- Yes
Lot Features
- Survey Available
- Yes
- Within 1/2 Mile to Water
- Yes
Project Facilities
- Beach
- Yes
- Community Room
- Yes
- Deed Access
- Yes
- Exercise Room
- Yes
- Pavillion/Gazebo
- Yes
- Playground
- Yes
- Pool
- Yes
- Short Term Rental - Allowed
- Yes
- Tennis
- Yes
- TV Cable
- Yes
- Waterfront
- Yes
Construction/Siding
- Block
- Yes
- Roof Metal
- Yes
- Slab
- Yes
- Stucco
- Yes
- Trim Wood
- Yes
Utilities
- Electric
- Yes
- Gas - Natural
- Yes
- Public Sewer
- Yes
- Public Water
- Yes
- TV Cable
- Yes
Zoning
- Resid Single Family
- Yes
Exterior
- Balcony
- Yes
- Fenced Lot-All
- Yes
- Patio Covered
- Yes
- Pool - Heated
- Yes
- Pool - In-Ground
- Yes
- Shower
- Yes
- Sprinkler System
- Yes
Interior
- Floor Hardwood
- Yes
- Floor Tile
- Yes
- Furnished - All
- Yes
- Window Treatment All
- Yes
Appliances
- Cooktop
- Yes
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven Double
- Yes
- Range Hood
- Yes
- Refrigerator W/IceMk
- Yes
- Stove/Oven Gas
- Yes
- Washer
- Yes
Energy
- AC - High Efficiency
- Yes
- Ceiling Fans
- Yes
- Heat Pump Air To Air
- Yes
- Insulated Doors
- Yes
- Water Heater - Tnkls
- Yes
Mstr Bdrm/Mstr Bath
- MBath Double Vanity
- Yes
- MBath Garden Tub
- Yes
- MBath Separate Shwr
- Yes
Master Bedroom
- Second
- Yes
Bedroom
- Second
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Rooms
- Bedroom
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Master Bathroom
- Yes
- Master Bedroom
- Yes
Fees Include
- Accounting
- Yes
- Ground Keeping
- Yes
- Internet Service
- Yes
- Land Recreation
- Yes
- Management
- Yes
- Recreational Faclty
- Yes
- Security
- Yes
- TV Cable
- Yes
Property Features
Construction Status:
Construction Complete
Lot Features:
Survey Available; Within 1/2 Mile to Water
Zoning:
Resid Single Family
Parking Features:
Carport Attached; Garage Attached
Project Facilities:
Beach; Community Room; Deed Access; Exercise Room; Pavillion/Gazebo; Playground; Pool; Short Term Rental - Allowed; Tennis; TV Cable; Waterfront
Exterior:
Balcony; Fenced Lot-All; Patio Covered; Pool - Heated; Pool - In-Ground; Shower; Sprinkler System
Interior:
Floor Hardwood; Floor Tile; Furnished - All; Window Treatment All
Appliances:
Cooktop; Dishwasher; Dryer; Microwave; Oven Double; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas; Washer
Utilities:
Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy:
AC - High Efficiency; Ceiling Fans; Heat Pump Air To Air; Insulated Doors; Water Heater - Tnkls
Master Bedroom:
Second
Bedroom:
Second
Kitchen:
First
Living Room:
First
Rooms:
Bedroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Fees Include:
Accounting; Ground Keeping; Internet Service; Land Recreation; Management; Recreational Faclty; Security; TV Cable
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Living Room | First | 35 x 15 | 35.00 | 15.00 | Living / Dining Area |
| Kitchen | First | 12 x 8 | 12.00 | 8.00 | |
| Master Bedroom | Second | 14 x 14 | 14.00 | 14.00 | |
| Master Bathroom | Second | 12 x 12 | 12.00 | 12.00 | |
| Bedroom | Second | 14 x 12 | 14.00 | 12.00 | |
| Bedroom | Second | 14 x 12 | 14.00 | 12.00 |
Listing Office:
Rosemary Beach Realty LLC
Last Updated: April - 13 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.