108 San Vincente Street, Panama City Beach, FL 32413

← Back to search

108 San Vincente Street, Panama City Beach, FL 32413

$1,525,000

A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently.

Less than 1 mile to the nearest beach access!

Pergola-covered gathering areas provide dedicated spaces for outdoor dining, entertaining, and relaxation.

Pier Park is the Emerald Coast's premier shopping, dining & entertainment complex and easily within reach - just 1.8 miles away.

Russell Fields Pier sits 1500 feet out into the Gulf. Spectators can walk the pier and you can even secure daily fishing licenses.

Fun attractions like Top Golf are close by.

Over 200 acres of recreation at Frank Brown Park and it's just 1.2 miles away! An incredible lap pool and family pool offer something for everyone to enjoy.

The park includes plentiful ball fields, pickle ball, indoor basketball & gymnasium, festival site and more.

The new McGuire's Irish Pub is less than a mile away and serves up classic Irish fare, in-house brewed beer and live music.

Property Type: Residential Bedrooms: 10 Baths: 8 Square Footage: 4,000 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $1,525,000 List Date: 4/16/2026 Last Modified: 7/09/2026

Overview

Description

Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a uniqu ... (Read more)

Supplements: unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retr ... (Read more)

Listing Details MLS# 1000753

Contract Info

List Price/SqFt: 381.25
Listing Board: Emerald Coast

Location Tax and Legal

Area: 27 - Bay County
Street #: 108
Street Name: San Vincente
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: EL CENTRO BEACH
Parcel ID: 33383-030-000

General Property Info

Sub-Type: Attached Single Unit
Design: Duplex
Apx SqFt(Htd/Cooled): 4000
SqFt Source: County PA Records
Full Baths: 6
Half Baths: 2
Total Bathrooms: 8
# Stories: 2
Year Built: 2024
Garage: No
Carport: No
Acreage: 0.15
Pool: Yes
Pool Type: Private
userdefined76: 0

Location, Tax and Legal

Sub Area: 2725 - Beach - West South
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: El Centro Beach Map-29B3 Lot 34 Blk 1 Orb 4716 P 1978

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 13937.27
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

More Information

Remarks & Misc

Remarks: Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or

Construction Status

Construction Complete: Yes

Lot/Parcel Access

Paved Road: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Construction/Siding

Frame: Yes
Roof Metal: Yes
Slab: Yes
Stucco: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Multi-Family: Yes

Exterior

Balcony: Yes
BBQ Pit/Grill: Yes
Fenced Privacy: Yes
Pool - Heated: Yes
Pool - In-Ground: Yes

Interior

Breakfast Bar: Yes
Ceiling Raised: Yes
Floor Tile: Yes
Floor Vinyl: Yes
Furnished - All: Yes
Lighting Recessed: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Financing

Conventional: Yes
VA: Yes
None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Heat Cntrl Electric: Yes
Water Heater - Tnkls: Yes

Bedroom

First: Yes
Second: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Living Room: Yes

Property Features

Construction Status: Construction Complete Lot Features: Within 1/2 Mile to Water Zoning: Resid Multi-Family Exterior: Balcony; BBQ Pit/Grill; Fenced Privacy; Pool - Heated; Pool - In-Ground Interior: Breakfast Bar; Ceiling Raised; Floor Tile; Floor Vinyl; Furnished - All; Lighting Recessed; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Tnkls Bedroom: First; Second Living Room: First Rooms: Bedroom; Living Room Financing: Conventional; VA; None

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	10 x 12	10.00	12.00
Bedroom	First	11 x 12	11.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Living Room	First	15 x 15	15.00	15.00
Living Room	First	15 x 15	15.00	15.00

Listing Office: EXP Realty LLC

Last Updated: July - 09 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.